On top of offering a guaranteed cash value, Fortune 100 Insurance Protection Plan will also pay you a guaranteed cash coupon every 3 years, starting from the 3rd policy anniversary until you reach the age of 100. You may withdraw these guaranteed cash coupon any time, or keep them with us to earn interest1.
You will also earn extra guaranteed cash coupon at the end of the premium payment period if 15-year or 18-year premium payment period is chosen. This will be equal to 9% of the sum insured, and it will help you to earn extra return effortlessly.
We offer you a flexible premium payment period of 9, 15 or 18 years for Fortune 100 Insurance Protection Plan. The premium is fixed during the premium payment period which helps to plan your financial arrangements more easily. You may opt to prepay premium in advance if you choose 9-year premium payment period, please contact your consultant for details.
The Fortune 100 Insurance Protection Plan will pay you an annual dividend1 on every policy anniversary. You will have the flexibility to keep this dividend in your plan to accumulate interest1, withdraw it in cash, or using it for full or partial settlement2 of future premiums.
In addition, the plans offer a terminal dividend1 if your policy is surrendered, upon its maturity or in the unfortunate event of death of the insured. This will provide an additional financial return and financial protection.
When you enroll in the Fortune 100 Insurance Protection Plan, you will enjoy 24-Hour Worldwide Emergency Assistance Services, no matter where you are.
You can also enjoy all-round protection cover based on your needs by selecting from a range of optional benefits, either when you make your application or any time thereafter. These include medical, hospitalization, critical illness and accident insurance.